Car Accidents: The Most Expensive Mistakes To Make
If you’ve ever crashed your car, if you’ve ever even bumped it, you know how nerve wracking and scary the aftermath can be. It might be hard, but it’s important to keep your cool, particularly if there’s a third party involved. Here’re our top tips for avoiding the common mistakes that cost motorists hundreds of dollars following a prang.
Not Calling The Police
Even if no one involved got hurt, it’s still important to inform the authorities. You might agree at the time that one or another of you were at fault, but it is the purpose of the incident report to record that fact. More than one person has admitted fault at the scene and then thought better of it when they got home, or considered the hit their insurance premiums might take. If the other person asks to exchange insurance information, you are well within your rights to decline and call the police. Keep it polite, you might be waiting awhile for the authorities to arrive, and it’s easier to pass the time if you’re not seething at one another.
Let’s face it, we all know when we are in the wrong, or at least we think we do. Never admit fault in the aftermath of a car accident. Remember that your interpretation of the event is one sided and likely affected by the amount of adrenaline or shock you were experiencing at the time. Perhaps the other driver was on their phone or over the limit? Maybe they were speeding. Consult your lawyer before you admit any fault.
Not Seeking Medical Attention
The majority of people fail to see a doctor after a road traffic accident. This is because we underestimate the severity of the crash, or we’re in shock and don’t realise we were hurt. If you do suffer an injury, it’s only right that you should be compensated for it and, without a trip to the emergency room, there’s no record that you were hurt.
Calling The Insurance Company First
Make sure you speak to a lawyer before you call your insurance company to tell them about the crash. The best car accident lawyer will be able to advise you on what information is important to divulge and which might delay or even prevent payment.
Not Taking Photos
Even if everything was completely amicable and the other driver admitted fault. Even if the police made a thorough report, it is important to take pictures before you leave the scene. Focus on the damage done to both cars, as well as any damage that was on the other car prior to the incident. Pay particular attention to any skid marks on the road and the placement of glass or trims that have come off the cars. They might not mean much to you, but an experienced professional can interpret the accident from the placement of key features around the scene. If things do turn nasty, you might find your case hinging on the smallest of details that seemed insignificant to you at the time.