The Best Ways To Lower Your Car Insurance Quotes

All drivers will know how expensive insurance policies can become. In some instances, the provider will want more each year in payments than the car is worth. That is understandable when you have only just passed your test. However, it’s unacceptable for the rest of us. With that in mind, we wanted to give you some handy tips that should help to lower your premiums. Just make all the changes listed below the next time you plan to insure a vehicle. Hopefully, that should help you to keep more of your hard-earned wages in the bank.

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Store your car in a garage overnight

Insurance companies take a lot of factors into account when determining your quote. Once such factor relates to where the vehicle is stored overnight. For the lowest possible quote, you need to say that you keep it in a private garage. That could knock hundreds off the amount the provider would have otherwise charged. If you don’t have enough room in the garage, the next best thing is keeping your car on a private driveway or car park.

Drive fewer miles each year

Another great way of lowering your car insurance relates to reducing your mileage. The company will ask how many miles you drive each year when working out a policy. Presuming you only use the vehicle to get to work, it’s worth working your mileage out accurately. You will pay a lot more if the insurer thinks you drive 10,000 miles than if you drive 5,000 miles. So, head over to Google Maps and work out the exact distance.

Remove any modifications from your vehicle

Vehicle modifications will increase your insurance premium. That would be the case, even if they were on the car before you made the purchase. At this point, it’s worth mentioning that you should never lie to an insurance company. Lots of people get involved with scams each year, and many of them end up in jail. Do not make the mistake of saying you have removed modifications unless you’ve done it. That could land you in hot water if you find yourself in an accident. Your insurance could become void.

Use price comparison websites to get your quotes

Price comparison websites offer a fantastic service to drivers in your position. We spoke to the owner of Comparaencasa.com last week. He told us that more people than ever before were using those domains. Indeed, he said that is why so many of them have appeared online during the last couple of years. You just need to check them all to ensure you get the best deal. Some comparison websites are not as impartial as they seem. So, read the small print and use some common sense.

Now you know how to knock hundreds off the cost of car insurance, we hope you won’t break the bank this year. At the end of the day, you just need to implement the ideas mentioned above. Those of you who want to do a step further should ensure you never buy a car with a large engine. Models with 1.3-litre engines or smaller will be much cheaper to insure.

See you again soon!

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