4 Things To Remember When You Are in an Accident

No matter how careful a driver you are, you may still be the victim of an automobile accident. If you are involved in a car crash, there are four things that can help you deal with the issue more smoothly.

AccidentCall the Police

Even if there is no major damage and no one is hurt, it is still a good idea to have an officer come to the scene. If you have vehicle insurance Mount Dora FL, you may need a police report if you need to file a claim. The report acts as the official documentation of the accident, so it’s important to answer questions truthfully with just the facts rather than speculation.

Call Your Insurance Company

Most insurers require an immediate report of the accident before you file a claim. Calling your insurance company quickly can improve the chances that you are compensated for all injuries and damages that occur as the result of the accident.

Document the Accident

While the police report is important, you may want other documentation to back up your story. Your insurance adjuster may conduct a photo inspection of the scene. Pictures or video of the damage to your vehicle can help by showing exactly what needs to be repaired. As long as you are not impeding the officers who are working the scene, you should be able to take your own photos.

Exchange Information

Another benefit of a police report is that all parties are required to give their name and contact information. It’s a good idea to get the name, address and telephone number of the other driver as well as any witnesses to the accident, just in case you need it. You should also exchange insurance information so that you can be compensated if you are not at fault.

A car accident, even if it’s not your fault, can be expensive and time-consuming. By getting all the information you need and calling the appropriate people to help, you can help the process along.

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