How To Protect Yourself From A Potential Car Accident Claim

If you ever experience an accident your car, it will be an unpleasant experience. Hopefully, you will come out of it without a scratch, but whatever happens, there are several things you have to do. Today, we’re going to look at a few pieces of wise advice that you should store in your memory banks to use if that day ever comes. If somebody puts a claim in against you, then these tips can help you defend yourself.

motorist crashedKeep calm

Keep as calm as you possibly can if you ever experience a minor car accident. There is likely to be a heated atmosphere, and losing your cool could lead to an even worse situation. Road rage is a very real thing, and it can be even worse if somebody’s pride and joy has been damaged. So, don’t get sucked into a heated argument, and try and remain level-headed throughout the aftermath.

Don’t blame or accept responsibility

Part of keeping calm involves not getting sucked into a blame game. After the accident isn’t the time to start throwing around accusations. It could lead to an eruption of arguments, or – in the worst case – violence. At the same time, you should never accept responsibility there and then. Even if you think the accident was your fault, you won’t know the full story right then and there. Anything you say or admit to could be used against you in an insurance claim, so keep your mouth shut, be polite, and exchange details. It’s all you need to do right then and there.

Swap insurance details

Don’t forget to exchange auto insurance details and license plate numbers with the other party. It’s down to you to take their details, and if you don’t, you run the risk of losing an insurance payout. If the other driver does drive away, then you should get their license plate and call the police. In some states, it’s illegal to leave the scene of a crash where another person is injured. So, be careful you know the full situation before making your exit.

Write down what happened

As soon as you are in a position to do so, you should write down what happened. It’s important to do this when it’s fresh in the memory, as it will be better for your insurance claim. Injury lawyers AEE Law recommend writing down as many details as you possibly can, as it can help strengthen your case. You could even use a smartphone or a voice recorder – as long as your recounting of what happened is clear, accurate and concise.

Watch out for injuries

Finally, it is vital that you look out for any injuries that you may have picked up. Even though you might feel okay at first, some injuries can take a little while to show themselves. Keep in touch with your doctor and keep your legal team up to speed with your condition. It could have an effect on your final payment if you make a counterclaim.

With any luck, you won’t have to use this advice – but it’s here for when you do. Safe driving!

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